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DIALAFLIGHT INSURANCE

DialAFlight have arranged two excellent value Insurance policy options. Please select either our Car Hire Excess Reimbursement or Travel Insurance policy options to purchase cover online now.

We are delighted to announce the launch of our new CI Direct policy which includes Medical Expenses and Cancellation cover for Coronavirus (COVID-19).

  • Medical emergency treatment overseas and medical repatriation due to an insured client being diagnosed with Covid-19.
  • Cancellation cover to reimburse your clients for any irrecoverable payments and charges made for travel and accommodation if they have to cancel their trip due to a doctor diagnosing either them, a close relative or their insured travelling companion with Covid-19 and as a result being advised not to travel.
  • Cancellation due to either the client or their insured travelling companion’s direct exposure to a close relative being diagnosed with Covid-19 resulting in an order via the NHS Test and Trace programme for your client to be medically quarantined and not being able to travel.
  • Cancellation or Curtailment cover due to denied boarding of public transport if displaying symptoms of Covid-19.

Travel Insurance - Summary of Cover (Premier Policy Option)

SECTION COVER LIMIT (per person, up to) EXCESS PER INSURED
A CANCELLATION OR CURTAILMENT Up to £5,000 £80
(£25 loss of deposit)
B EMERGENCY MEDICAL AND OTHER EXPENSES £10,000,000 £80
Incl. Dental Treatment Limit £250 Nil
Hospital Confinement Benefit £200 (£25 per day) Nil
C PERSONAL ACCIDENT Max benefit £20,000 Nill
Permanent Total Disablement (Under 66) £20,000
Loss of Limb or Sight (Under 66) £20,000
Death (over 18, under 66 years) £10,000
Death (under age 18, over 65) £5,000
All benefits (66 years and over) £5,000
D TRAVEL DELAY £25 for first 12 hours,
£25 for each subsequent
12 hours up to £400
Nil
Abandonment after 24 hours Up to £5,000 £50
Missed Departure Up to £1,000 £50
Missed Connection Up to £500  
E PERSONAL POSSESSIONS £2,000 £50
Single Article/Pair/Set Limit £300  
Total Valuables Limit £300  
Delayed Baggage (excess of 12 hrs) £250 (£50 per day) Nil
F PERSONAL MONEY Up to £500 £50
Cash Limit £300
Cash (under 18 years) £100
G PASSPORTS, TICKETS & DOCUMENTS Up to £250 £50
H PERSONAL LIABILITY Up to £2,000,000 £200
Including Rented Accommodation Limit £100,000 £200
I LEGAL EXPENSES £25,000 Nil
J HIJACK £1,000 (£100 per day) Nil
K CATASTROPHE COVER £1,000 £50
L WITHDRAWAL OF SERVICES £750 (£75 per day) Nil
M END SUPPLIER FAILURE £2,000 Nil
N TRAVEL DISRUPTION COVER Up to £1,000 Nil
Additional accommodation £50 per day
Additional food and drink £50 per day
Alternative return travel arrangements Up to £350
Essential prescription Medicine Up to £100
Additional essential items £10 per day (up to £100)
Additional transport expenses Up to £100
Vehicle collection Up to £100
Parking fees Up to £50
Loss of wages Up to £100 per day
Kennel/cattery fees Up to £100
THE FOLLOWING EXTENSIONS TO POLICY ONLY APPLICABLE IF ADDITIONAL PREMIUM HAS BEEN PAID
O WINTER SPORTS EXTENSION
P WEDDING COVER/CIVIL PARTNERSHIP COVER EXTENSION
Q GOLF COVER EXTENSION
R BUSINESS COVER EXTENSION
S CRUISE COVER EXTENSION



Car Hire Excess Reimbursement Insurance - Summary of Cover

Benefit Schedule Limit - Up to
Accidental damage excess reimbursement – Worldwide
Excess / deposit charged by hire company £2,500
Roof of vehicle £600
Windows, windscreen or glass in sunroof £800
Undercarriage £500
Tyres £100 / tyre replacement or £50 repair / flat tyre
Personal Possessions cover £300 each claim
Single item, pair or set £150
Tobacco, alcohol, fragrances limit £50
Rental car key cover £500 each claim
Annual Policy features and limitations
Maximum duration per rental 62 days
Minimum age at start date of rental 21 years
Maximum age at start date of rental 74 years
Daily policy features and limitations
Maximum duration per rental 62 days
Minimum age at start date of rental 21 years
Maximum age at start date of rental 74 years

IMPORTANT

These are only summaries of cover; full details of the cover provided are shown in the Policy Documents. You will be asked to read your policy carefully to ensure you are happy with the cover provided which is offered on a Non Advised basis from a single insurer.

A copy of the policy documents are available for download Car Hire Excess Policy & Travel Insurance Policy. The policies contain both a 14 day Cooling Off Period and details of how to make a claim.

The policies include certain terms, conditions, exclusions and excesses. Please note cover is excluded for any defined pre-existing medical conditions from which you or any person upon whom travel depends are suffering under the Travel Insurance policy. If in doubt please contact the insurers medical help line as additional cover may be purchased directly from the insurer’s medical screening help line for certain pre-existing medical conditions.

Campbell Irvine Ltd is authorised and regulated by the Financial Conduct Authority (FCA). This can be checked on the FCA's register by visiting the FCA's website at www.fca.org.uk or by contacting them on 0800 111 6768. DialAFlight is an Introducer Appointed Representative of Campbell Irvine Ltd.

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