25 September 2016

 
 
 

DialAFlight Insurance

Travellers Choice  

DialAFlight have arranged two excellent value Insurance policy options. Please select either our Car Hire Excess or Travel Insurance policy options below to purchase cover online now.

                     Car Hire Excess                                                                                                      Travel

                                          Insurance                                                                                                       Insurance

                                   

 

Car Hire Excess Insurance - Summary of Cover

Benefit Schedule Limit Excess

Excess Reimbursement

Europe

Worldwide

Towing cost cover

 

£5,000

£50,000

£500

N/A

Personal accident – loss of sight, limb(s), or permanent total disablement

Maximum payable in the event of death

£10,000

£10,000

N/A

Personal Possessions cover – overall limit

Maximum per item, pair or set

£300

£75

£50

Key cover – per claim/per period of insurance £500/£500 N/A
Curtailment of rental – per day/per agreement £30/£300 N/A
Drop off charges £300

N/A

Lock out

£100

N/A

Misfuelling £500 N/A

Road rage cover

£1,000

N/A

Car-jacking cover

£1,000

N/A

Annual Policy features and limitations

Maximum duration per rental

31 days
Minimum age at start date of rental 21 years
Maximum age at start date of rental 84 years
Daily policy features and limitations
Maximum duration per rental 180 days
Minimum age at start date of rental 21 years
Maximum age at start date of rental 84 years

 

 

Travel Insurance  - Summary of Cover (Premier Policy Option)

SECTION

COVER

LIMIT (per person, up to)

EXCESS PER INSURED

A

CANCELLATION OR CURTAILMENT

Up to £5,000

£80

(£25 loss of deposit)

B

EMERGENCY MEDICAL AND OTHER EXPENSES

Incl. Dental Treatment Limit

Hospital Confinement Benefit

£10,000,000 

£250

£200 (£25 per day)

£80

Nil

Nil

C

PERSONAL ACCIDENT

Permanent Total Disablement (Under 66)

Loss of Limb or Sight (Under 66)

Death (over 18, under 66 years)

Death (under age 18, over 65)

All benefits (66 years and over)

Max benefit £20,000

£20,000

£20,000

£10,000

£5,000

£5,000

Nil

D

TRAVEL DELAY

 

Abandonment after 24 hours

Missed Departure

Missed Connection

£25 for first 12 hours,

£25 for each subsequent

12 hours up to £400

Up to £5,000

Up to £1,000

Up to £500

Nil

 

£50

£50

£50

E

PERSONAL POSSESSIONS

Single Article/Pair/Set Limit

Total Valuables Limit

Delayed Baggage (excess of 12 hrs)

£2,000

£300

£300

£250 (£50 per day)

£50

 

Nil

F

PERSONAL MONEY

Cash Limit

Cash (under 18 years)

Up to £500

£300

£100

£50

 

 

G

PASSPORTS, TICKETS & DOCUMENTS

Up to £250

£50

H

PERSONAL LIABILITY

Including Rented Accommodation Limit

Up to £2,000,000

£100,000

£200

£200

I

LEGAL EXPENSES

£25,000

Nil

J

HIJACK

£1000 (£100 per day)

Nil

K

CATASTROPHE COVER

£1,000

£50

L

WITHDRAWAL OF SERVICES

£700 (£75 per day)

Nil

M

END SUPPLIER FAILURE

£2,000

Nil

N

TRAVEL DISRUPTION COVER

Additional accommodation

Additional food and drink

Alternative return travel arrangements

Essential prescription Medicine

Additional essential items

Additional transport expenses

Vehicle collection

Parking fees

Loss of wages

Kennel/cattery fees

Up to £1,000
£50 per day

£50 per day

Up to £350

Up to £100

£10 per day (up to £100)

Up to £25

Up to £100

Up to £50

Up to £100 per day

Up to £100

Nil

THE FOLLOWING EXTENSIONS TO POLICY ONLY APPLICABLE IF ADDITIONAL PREMIUM HAS BEEN PAID

O

WINTER SPORTS EXTENSION

P

WEDDING COVER/CIVIL PARTNERSHIP COVER EXTENSION

Q

GOLF COVER EXTENSION

R

BUSINESS COVER EXTENSION

S

CRUISE COVER EXTENSION

IMPORTANT

These are only summaries of cover; full details of the cover provided are shown in the Policy Documents. You will be asked to read your policy carefully to ensure you are happy with the cover provided which is offered on a Non Advised basis from a single insurer.

A copy of the policy documents are available for download. Car Hire Excess Policy & Travel Insurance Policy. The policies contain both a 14 day Cooling Off Period and details of how to make a claim.

The policies include certain terms, conditions, exclusions and excesses. Please note cover is excluded for any defined pre-existing medical conditions from which you or any person upon whom travel depends are suffering under the Travel Insurance policy. If in doubt please contact the insurers medical help line as additional cover may be purchased directly from the insurer’s medical screening help line for certain pre-existing medical conditions.

Campbell Irvine Ltd is authorised and regulated by the Financial Conduct Authority (FCA). This can be checked on the FCA's register by visiting the FCA's website at www.fca.org.uk or by contacting them on 0800 111 6768. DialAFlight is an Introducer Appointed Representative of Campbell Irvine Ltd.

 
 
 
 
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